Rising Loans Aid U.S. Bancorp (USB), Cost Woes Prevail Posted byZacks Equity Research December 28, 2021 Leave a comment on Rising Loans Aid U.S. Bancorp (USB), Cost Woes Prevail U.S. Bancorp’s (USB) stock is worth holding onto on the grounds of its sound liquidity, organic and inorganic growth moves. Yet, a concentrated loan portfolio and mounting costs pose headwinds.