Author archives: Melissa Brock

When you want to get a home loan as a retiree, you might wonder how a mortgage lender evaluates your income. You may not have regular income, so what does a mortgage lender actually take into consideration?

Ready to make final decisions about your child’s college financial aid award? Make sure you understand the differences between federal loans and private student loans before you get started.

So, does life insurance have relevance for you? In all honesty, everyone should get life insurance if they have debt or dependents, but you might not need it at all. Let’s explore.

Have you just recently become self-employed? Totally mystified about quarterly taxes and all the other details involved in self-employment tax? Learn a few quick tips here.

My cousin has a plan to become a mega-millionaire using his health savings account (HSA). Unconventional? Maybe not. An HSA can offer a reliable investment strategy — as long as you use it to your advantage.

Whether you’ve managed to save $5,000 on your own or somehow ended up with $5,000 from an overly generous aunt, you can invest your money in a plethora of good (and bad) ventures.

Do you need an 800 credit score to get great interest rates and other perks? No, but find out why you might want to become a member of the 800 Club.

You may want to know the difference between secured debt, unsecured debt, revolving debt, and installment debt because it helps you understand the consequences if you forget to make a payment. Or worse, it helps you understand the consequences if you d…

Curious about whether you should use a Roth IRA to pay for college? You may want to consider a few pros and cons before you make a decision.

Take a look at this quick overview of 403(b)s in case you’re not sure what you’re getting yourself into when your organization offers you the option to invest in a 403(b).