Author archives: Holden Lewis

The Federal Reserve gave us low mortgage rates, and the Fed is taking them away. Mortgage rates have risen about a percentage point since just before Christmas, and at this…

February mortgage rates forecast I predict that mortgage rates will edge upward in February as the Federal Reserve moves toward restoring bond markets to normal. The Fed has been intervening…

Home equity lines of credit have declined for more than a decade. But HELOCs should make a turnaround in 2022 as mortgage rates rise to their highest levels since 2019.…

January mortgage rates forecast I predict that mortgage rates will stay about the same in January. They’re more likely to dip modestly than to rise. The omicron variant of COVID-19…

IBuyers are one of the few true innovations to hit the real estate industry in recent years. Yet consumers haven’t fully embraced them because of misconceptions about how iBuyers work,…

December mortgage rates forecast I expect mortgage rates to rise modestly in December, especially toward the end of the month. As we approach the end of 2021, bond traders will…

Let’s get right to it: The 2022 housing market seems likely to be a watered-down version of 2021. That means while price increases might be slowing and competition could be…

November mortgage rates forecast After climbing solidly higher in October, mortgage rates are likely to continue rising in November, but not as steeply. The average rate on the 30-year fixed-rate…

October mortgage rates forecast I predict that mortgage rates will rise in October. There will be ups and downs day to day, but mortgage rates will be higher at the…

Today’s housing market is hostile to home buyers because not enough homes are for sale. Would-be buyers find themselves in bidding wars and competing…