Credit scoring can feel like a frustrating game — falls can be sudden and swift, and climbing is a slow slog. In reality, “all scoring models and lenders are aiming…
Author archives: Bev O'Shea
How to Be a Savvy Shopper Amid Cyber Monday Hype
Last Cyber Monday, I rushed to put a very-much-on-sale grill into my virtual shopping cart. I texted my daughter to make sure my son-in-law really wanted it, because this limited-quantity…
Scam Alert: ‘Prove to Me You Are a Human and Not a Bot’
Journalist Kelly Rissman of New York City had advertised some furniture online with not so much as a nibble when “Jaree” sent a message via the OfferUp resale app asking…
How to Minimize Credit Damage From Medical Bills
If you’re facing big bills from COVID-19 or other medical issues and you’re worried about your credit, keep this in mind: Your credit score can recove…
Scam Alert: Avoid a Big Mistake in a New Job
If you’ve just started a new job, criminals may have you in their sights. You’re eager to make a good impression, want to be a team player and are unf…
Scam Alert: Avoid a Big Mistake in a New Job
If you’ve just started a new job, criminals may have you in their sights. You’re eager to make a good impression, want to be a team player and are unf…
When It Can Be a Good Idea to Co-Sign for Your Young Adult
If you’re the parent of a young adult, you may be asked to co-sign for a car loan or an apartment lease. Before you agree, know what’s at stake —…
Scam Alert: How to Spot a Bogus Job
Lots of us grew accustomed to commute-free jobs during the pandemic and are hoping to find a way to continue to work from home. Scammers hoping to cap…