I want to talk about laziness. Why? Because it happens to the best of us. And, while occasionally laziness has its perks, it can be a problem when; You shut…
Author archives: Albert Costill
What If Your Business Partner is a Super Spender?
When it comes to business partnerships, there are several advantages. These might include complementary skill sets, dividing responsibilities, tax benefits, and reducing startup costs and risks. Unfortunately, partnerships have some…
Should You Play With F.I.R.E.?
According to the 2021 results of its annual study, Hearts & Wallets, a research and benchmarking company that analyzes consumer behaviors around s…
What is the Flowtime Technique?
Like finding the perfect recipe, discovering the optimal productivity system is no easy feat. Case in point, I recently found a simple fajita recipe o…
Invest in These for Passive Income
When it comes to personal finance, passive income is the holy grail. And, for a good reason. A passive income gives you more time on your hands and le…
Types of Annuities and How they Work
The other day I was craving tacos. The hunger was fierce. So, I decided to head to my favorite Mexican restaurant to satisfy my appetite. Usually, I c…
Should You Buy An Annuity in Your 20’s?
Conventional wisdom says that the sooner you start saving and planning for retirement, the better. And that totally makes sense. Thanks to compound in…
How to Make Little Upgrades to Your Personality
Until quite recently, it was believed that personality is permanent. William James, the renowned Harvard psychologist, wrote in 1890 that personality…
Why Annuities Are Better Than Equities
If you’re saving for retirement, it’s advised that you focus on assets that drive portfolio growth. And, two of the best opinions that will achieve th…
What is the Best Thing to Do With an Inherited Annuity
I am by no means a financial wizard. So, I was taken aback several years ago when a friend asked for some serious financial advice. He had recently re…