U.S. Bancorp (USB) Q4 Earnings Miss Estimates, Costs Increase Posted byZacks Equity Research January 19, 2022 Leave a comment on U.S. Bancorp (USB) Q4 Earnings Miss Estimates, Costs Increase U.S. Bancorp’s (USB) Q4 earnings witness a negative surprise on lower revenues and higher costs, partially offset by a healthy capital position.