Coinbase Allows Users to Borrow up to $1 Million, Using Bitcoin as Collateral Posted byThe Epoch Times November 4, 2021 Leave a comment on Coinbase Allows Users to Borrow up to $1 Million, Using Bitcoin as Collateral Coinbase users can borrow as much as 40 percent of the value of the Bitcoin in their account, up to $1,000,000, and can use either their bank account or PayPal to access the cash with no fees.